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Planning for Pandemic Flu
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Disaster Supplies Starter Kits
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Disaster Relief in Calhoun
and Branch Counties
The Calhoun County Chapter of the American Red Cross responds to people affected by disaster in Calhoun and Branch Counties. Fires in homes, apartments and other buildings are the most frequent causes. But natural disasters such as tornadoes, floods and winter storms also cause deaths and thousands of dollars in property damage annually. With the help of people like you who donate their time and money, we:
- Supply vouchers that provide food, clothing, temporary shelter, and personal care items to disaster victims.
- Supply vouchers to replace household furnishings, prescription medication, and occupational supplies.
- Provide needed physical and mental health services.
- Feed emergency workers.
- Handle inquiries from concerned family members outside the disaster area.
- Refer disaster clients to other community resources.
We are here to help when disasters strike. For EMERGENCY ASSISTANCE after business hours or on a holiday, you can contact our volunteer on call disaster action team member at 269.962.7528.
Refer disaster victims to other resources.
CAN YOU AFFORD TO LOSE
EVERYTHING
YOU OWN? |
Many people do not understand what renters insurance can do for them. Insurance can assist in financial and emotional recovery from disasters. It replaces more than any community organization can provide. If you rent an apartment or a house, renters insurance will reduce the financial hardship of a fire, theft, or other disaster.
QUESTIONS AND ANSWERS ABOUT RENTERS INSURANCE:
What is renters insurance?
Renters insurance is insurance that pays you if your personal property is damaged or stolen. Renters insurance can cover fire and smoke damage, theft, vandalism, damage from windstorms and hail, damage from explosions, water damage from plumbing problems, and many other hazards. It also protects you from liability if an accident happens in your home and may pay your temporary living expenses if an emergency forces you to leave your home.
Doesn't my landlord's insurance protect my belongings?
No. Your landlord's insurance does not protect your personal property It only protects the building.
Won't renters insurance cost too much?
No. Renters insurance is available at low cost for your personal property. It costs a great deal less than car insurance. Renters insurance costs less than $12 a month in most areas of the country.
What if I don't own much property?
You probably own a great deal more than you think -- furniture, clothing,, stereo, television, books, toys, jewelry, sports equipment, pots and pans, dishes.....What would it cost to replace everything in your apartment if there was a fire or other disaster?
Is all renters insurance the same?
No. Some policies cover more than others. The deductible (an amount you pay before the insurance starts to pay) and limits may vary, and the cost for the same coverage may be different from company to company.
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